I forgot to mention, finding an entry point in 2011 might be a good thing to do. The market may have another 2-3 good years. The best time to buy stocks is when the economy is at its worst. I would recommend you find a low point to buy SPY and QQQQ ... they don't go to nothing.
C goes to 10 or 20 in a year... htat might be hard. I don't remember every detail, but felt that the company had issued so many new shares and sold some moeny making units in 2009 to get over the hard time. Right now, the stock is just so much diluted. $5 level might be over bought ...
Please don;t let me comment affect your judgement.