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Pascal的博客  
“朝廷不是让我隐蔽吗?”“你也不看看,这是什么时候了?!”  
网络日志正文
酸臭的英文文章修正版又来现眼丢人 2014-12-19 14:03:00

赵书汉是外文局多年从事毛选第五卷、朱选、当时历次两会文件等等英文版最终定稿的中方译审人士之一。

http://blog.sina.com.cn/s/blog_610a91730100rhb5.html

你看回忆文章介绍说,他对钱钟书钱大师提出的修改建议,很尊重,虚心接受,有时,坚决不改,可见赵老多牛气。大家对此还很是服气。

笔者结识赵老许多年,一直想有机会看看赵老修改他人初级译稿的更改部分,总觉这远比阅读终稿收获更大,印象更深。参考高手怎样搭建、理顺句子结构、变更句型风格、替换更贴切、到位的词语,会有一种过目不忘、记忆终生的效果。遗憾的是,后来,始终没有这样的机会。


北京大学英语系一位当时在校上学的1978级学生,曾经询问一位美国外教,怎样提高阅读英文读物的效果? 这位美国老师只说了一个词,

Writing. 不写,不知道写之难。自己多作难、常作难,再看别人写的任何、任何东西,就会处处、时时有一种化他人之功力、造诣为己所用的念想。


这是夫人姻亲的外甥女2012年12月申请美国大学研究生院递交的两篇长文

原文和修正版,不是供人借鉴,只为招人拍砖、逐字驳斥、逐句批判而已:

Dear uncle,

I write two essays for my master application. The attached

essays are for XXX University
and all the details are included in the ducument. Please
help me to check it. Thank you!
Have a nice day!
1

Why have you chosen to apply to the XXX Graduate School of Business? What are your short and long-term career objectives? How will the program assist you in pursuing your career objectives?
Here I would like to state my reasons why I choose XXX Graduate School of Business as my dream school. As one of the first 10 business schools established in the United States , XXX provides students an excellent education in business. With distinguished reputation, you also possess world-class faculty in the specialized field, preparing students a promising career in the future. Besides, located in Chicago , a most dynamic business and financial center in the world, you have already built a tradition of excellent service to the business community of this area. Especially, there are more than 19,000 XXX alumni who are making contributions around the world, which is enough to show that XXX Graduate School of Business is the cradle of business talents.

Upon completion of the program, I will firstly work in a well-known investment bank for three to five years, specializing in enterprise investment and financing operation. Meanwhile, I will sit for CFA examination and pass all the subjects. It will be a fast track for me to further strengthen quantitative analysis ability, sharp insights into enterprise operations and accurate judgments of corporate finance. By virtue of this international platform, I will be more accessible to massive corporate data and enterprisers in all walks of life, which will not only improve my business competence including data analysis, investment decision-making and risk assessment, but also enhance my interpersonal skills and establish social networking, paving the way for my long-term career planning.

Afterwards, my adequate experience related to enterprise investment will greatly contribute to my long-term career objectives. Instead of taking over my father’s businesses, I want to set up a financial consultant company of my own and offer professional services for SMEs in China covering investment, financial management, financing and legal consulting. With the globalization and internationalization of Chinese financial market, Chinese enterprises, especially SMEs will face more opportunities along with ever-changing challenges. Therefore, I hope to provide specialized and prospective business strategies, helping Chinese enterprises compete in this competitive global business community.

In order to fulfill all my career goals, I am highly motivated to participate in your program for further study. The Financial Program provides me series of professional courses such as Financial Analysis, Financial Management and Control, Strategic Global Marketing and Investment Management. In consequence, I will have exposure to systematic knowledge and skills necessary to understand modern financial markets, instruments and decision-making. In addition, practice-led training in your program also gives me enough space to improve my comprehensive ability, broaden my horizons and learn to create sophisticated solutions to financial problems in the real business world. With such sound financial background, it is more possible for me to realize my career planning. Emphasizing on linking theories with practices, what I have learnt in your program can be fully used in leading international financial enterprises, which paves the way for me to accumulate more practical experience and better grasp the up-to-date industry information in a higher platform.  With painstaking efforts, my ultimate objectives can be realized. My solid foundation in finance will assist my own company in seizing brand-new business opportunities and leveraging resources for optimal profitability and productivity. Hopefully, your program will witness my growth and drive my career success in the foreseeable future.
2

In the competitive world of commerce, where profit is a top priority, one can lose sight of the importance and need for ethical decision-making and business practices.
A Please describe an instance in your professional career in which you were faced with or involved in an ethical dilemma.
B How did you choose to address the issue?
C Were you pleased with the end result?
D How do you think that the situation could have been handled differently?
To experience the real business world, I cooperated with my like-minded friend and started my small business selling nail polish in summer vacation in 2010. Owing to a variety of nail polishes, I firstly had a price comparison and quality investigation in the wholesale market before selling. Actually, there were two choices for me that time. I could buy a cheap nail polish but harmful to personal health or the other one that was more expensive with fewer side effects. I started thinking about these two alternatives. The cheap one was popular and generally accepted, which would perhaps help me attract more customers. However, its strong side effects really made me take a second thought.
alternatively, I could choose a water-soluble nail polish with a little higher price but fewer side effects for sales. Although the product feature of high quality and lower side effect to human body could be highly emphasized, I could not accurately estimate the responses from customers, who were that sensitive to price. Maybe, it would be greeted with poor market reaction. Thus, I kept asking myself, which one should I choose?
For making the final decisions as soon as possible, I had a further investigation on different kinds of nail polishes, especially in terms of toxic components for health. Through collecting data widely, consulting experts concerned and making random interviews, together with my professional business ethics, I chose the latter. As a matter of fact, my decision turned out to be right. Unexpectedly, this new nail polish aroused strong repercussions. By virtue of good quality and word-of-mouth recommendations, the product celebrated ever-increasing customer groups from different ages. My persistence in professional ethics and accurate judgments of market trend also contributed to my business success and helped me create more profits. Therefore, I am quite satisfied with the end result.
Facing this ethical dilemma, I indeed handled it differently. If I chose to sell shoddy nail polish, maybe I would gain greater profitability owing to its lower purchase price in comparison with the water-soluble ones. However, my right choice not only unexpectedly brought me more customers, but also more strengthened my determination to insist on doing things right in business. Regardless of smaller profits, however, business ethics will definitely make a difference. Moreover, my father’s successful entrepreneurial experience also tells me that profession ethics and a long-term view are essential for an entrepreneur in the real business world. We should pay more attentions to long-term benefits rather than short-term ones. This business experience in the night market makes no sense for me if I just look at making money at the sacrifice of customers’ health. With the rapid development of modern enterprises, great contradictions between enterprises and customers have been intensified for lacking of professional ethics. Likewise, if enterprises fail in providing high-quality products and services, as long as the trust relationship is broken, they will hardly compete in this business world in the long run.
As for my career objectives, I hope to establish a business ethics culture in my company as a business strategy in a long run, providing specialized financial services without any commercial deceit. In this way, not only can I improve customer loyalty and brand awareness, but also create incremental profits for further development. I believe my company based on sound professional ethics will survive the challenges and finally excel in this demanding business community.

******         ******         ******         ******         ******         ******         ******

Dear Uncle,


Please help me check over the two essays
I have written and attached for my graduate

application for XXX University.


Thank you!
Have a nice day!

1

Why have you chosen to apply to the XXX Graduate School of
Business? What are your short and long-term career objectives? How will
the program assist you in pursuing your career objectives?
This is because that when I surfed the Web trying to locate
an appropriate graduate school, the XXX Graduate
School of Business, as shown on its website, stands out
distinctly from its peers across the United States in terms
of its distinguished reputation, seasoned experience, world-
class faculty, ideal location, excellent service provided to
the local business community as well as the fact that over
19,000 XXX alumni are making contributions around
the world, leaving me the deepest impression and helping
me make up my mind to have done so.

Upon completion of the program, I intend to work in a
well-known investment bank at first for three to five years,
specializing in enterprise investment and financing operation.
Meanwhile, I will sit for the CFA examination and pass all
the courses required. It will be a fast-track for me to further
strengthen quantitative analysis ability, sharp insights into
enterprise operations and accurate judgments of corporate
finance. By virtue of this international platform, massive
corporate data and entrepreneurs in all walks of life will be
made more accessible to me, which will not only improve my
entrepreneurial competence in the field of data analysis,
investment decision-making and risk assessment, but also
enhance my interpersonal skills and establish social net-
working, paving the way forward for my long-term career
objectives.
Subsequently, my adequate experience related to enterprise investment will be

greatly conducive to my long-term career goals. Instead of taking over my
father’s businesses, I will be contemplating setting up a financial consultant
company of my own offering professional services for SMEs (small and
medium-sized enterprises ) in China focusing on investment, financial
management, financing and legal consulting. In the wake of the globalization
and internationalization of the Chinese financial market, domestic enterprises,
SMEs in particular, are actually faced with more opportunities intertwined
with ever-changing challenges. I, therefore, would like to strive to provide
specialized and professional business strategies, helping them contend in this
fiercely competitive global business community.

In order to fulfill all my career aspirations, I am keenly interested and motivated 
to participate in your program for further studies. The Financial Program will 
provide me with series of professional courses such as financial analysis, 
financial management and control, strategic global marketing and investment 
management. In consequence, I will have an exposure to systematic knowledge 
and skills necessary to understand modern financial markets, instruments and 
decision-making. In addition, practice-oriented training in your program will also 
give me enough space to improve my comprehensive ability, broaden my horizon 
and to learn to create sophisticated solutions to financial problems in the real
business world. With such sound financial background, it is more likely to realize 
my career planning. Zeroing in on linking theories with practices, I will be able to 
make the utmost use of what I will have learned from your program in 
leading international financial enterprises, preparing the way for me to accumulate more practical experience and better grasp the up-to-date industry 
information on a higher platform.

With painstaking efforts, my solid foundation in finance will assist my own
company in seizing brand-new business opportunities and leveraging resources 
for optimal profitability and productivity. Definitely, your program will witness 
my growth and help achieve my career success in the foreseeable future.

2

In the competitive world of commerce, where profit is a top priority, one can lose sight of the importance and need for ethical decision-making and business practices.
A Please describe an instance in your professional career in which you were faced with or involved in an ethical dilemma.
B How did you choose to address the issue?
C Were you pleased with the end result?
D How do you think that the situation could have been handled differently?
To get the feel of the authentic business world, I started my small business by cooperating with my like-minded friend in the summer vacation of 2010, selling nail polish in a local night market.



Facing a variety of nail polishes, I firstly made a price comparison and quality 
investigation in the wholesale market. Then, it boiled down to two apparent

choices for me at the time: choose either a cheap, popular, well sought-after nail polish but harmful to health or the other one that was water- soluble, fairly


more expensive with fewer side effects and prospective customers as well. I found myself overwhelmed in a sort of dilemma.


Although the higher quality and lower side effect to human body of the latter
could be promoted emphatically as its special features and selling point, I was still feeling unable to accurately pre-estimate the response from a majority of


customers, who were that sensitive to its price. What if it was greeted with poor
market reaction and left in slack demand? I kept asking myself, which one
should I choose to start with?

To reach a final decision as soon as possible, I decided to look into further
different kinds of nail polishes, especially their toxic components in regard to
health. Through collecting data extensively, consulting experts concerned
and conducting random interviews, together with the predominant conviction
of my professional business ethics, I chose the latter. As a matter of fact, my
decision turned out to be perfectly right. The new nail polish, much to my
astonishment, aroused strong repercussions. By virtue of good quality and
word-of-mouth recommendations, the product found its way into the hands
of ever-increasing customer groups at different ages.

Well rewarded in profits,  I would attribute this initial success in business to
my persistence in professional ethics and sensible judgment of the market
trend, with the end result of which I am very well satisfied.

In retrospect, had I chosen to sell shoddy nail polish, the profits might have
been somewhat greater due to its lower purchase price than that of the
water-soluble one. Nevertheless, I am of the firm opinion that honest profits,
rather than filthy lucre, should not be generated to the detriment of customers' health and well-being if one wants to feel no compunctions of conscience in engaging in his/her businesses on a sustainable basis over the long run.

My right choice not only brought me more customers unexpectedly, but also
further strengthened my resolve to insist on doing the right things at the right
time in business. Despite the lure of slightly more profits, business ethics
definitely will make a difference eventually.
Moreover, my father’s successful entrepreneurial experience indicates to me
too that for an entrepreneur, professional ethics and a long-term view are
essential  in the real business world. We should pay more attention to long-
term benefits than short-term ones. Had I just laid my eyes on money-making


at the sacrifice of customers’ health, the business experience in the night

market would have made no sense to me.

With the rapid development of modern enterprises, great conflict of interest
between suppliers and end-users has been intensified over time for the lack of professional ethics. Likewise, if enterprises fail to provide high-quality products and services, once the mutual trust in relationships is abused and lost, they will


be hardly in a position to compete in the business world in the long run.

As for the career objectives of mine, I hope to establish such a kind of business ethical culture in my company as a long-term business strategy that exercises a zero-tolerance approach towards commercial fraudulence and provides nothing 
but specialized and professional financial services. In this way, not only can I 
improve customer loyalty and brand awareness, but also create incremental 
profits for further development. I believe that by adhering strictly to rock-solid 
professional ethics, my company will survive the challenges and finally excel 
in its pursuit in this demanding business world.



check someone or something over

to examine someone or something closely

3. please check over your work and correct any mistakes
请把作业检查一遍,把错误改正。

4. he checked over his homework and found it faultless
他检查了他的家庭作业,发现没有错。
8. please check over the speech draft and correct the mistakes , if any
请仔细检查这演讲草稿并改正错误!

V.


con·tem·plat·ed, con·tem·plat·ing, con·tem·plates
v.tr.


1. To look at attentively and thoughtfully. See Synonyms at see1.
2. To consider carefully and at length; meditate on or ponder: contemplated the problem from
all sides; contemplated the mystery of God.
3. To have in mind as an intention or possibility: contemplate marriage; forced by the accident
to contemplate retirement.
v.intr.
To ponder; meditate.

Verb1. look at thoughtfully; observe deep in thought;"contemplate one's navel"2. consider as a possibility;"I contemplated leaving school and taking a full-time job"3. think intently and at length, as for spiritual purposes;4. reflect deeply on a subject;

If something is likely, the odds are high

that the act will occur. If it is possible,


then it is less likely to occur.


It would make more sense like this:


'It is very likely that he will quit his job.'


If you are less sure that he will quit, you would say:


It is possible that he will quit his job.'


What is the difference between "learned" and "learnt", and when should one
be used instead of the other? Thanks.

"learned" is much more common in the US than is "learnt".
It may be different in other English-speaking countries, but
that's the way it is in the States.


What does "zero in on" mean?

  1. Aim precisely at a target, as in They zeroed in on the last snipers.
    [c. 1940]
  2. Direct one's attention to, concentrate or focus on, as in We must
    zero in on the exact combination of ingredients, or The whole class
    zeroed in on the new assignment. This usage transfers aiming a
    firearm to directing one's attention. [Mid-1900s]
  3. Converge on, close in on, as in The children zeroed in on the electric
    train display. [Mid-1900s]


prepare the way (for somebody/something)

to create an opportunity for something to happen His comments prepared the way for the two
organizations to work together. Her election prepared the way for me and others like me.


get the feel of

to become familiar with something

This software is a little complicated to use, but you'll soon get the feel of it.

get a feel for

(expr.) learn about
The only way to get a feel for driving is by doing it.

get a feel of

A vague mental impression.
You should get a feel of the area before moving in.

These 3 expressions are similar. I've found the above definitions at different websites. Could you help me to understand/distinguish these more clearly?

get the feel of

to become familiar with something

This software is a little complicated to use, but you'll soon get the feel of it.

get a feel for

(expr.) learn about
The only way to get a feel for driving is by doing it.

get a feel of

A vague mental impression.
You should get a feel of the area before moving in.



boil down to something

1. and boil down Lit. [for a liquid] to be condensed to something by boiling. Boil this mixture down
to about half of what it was.

2. Fig. [for a complex situation] to be reduced to its essentials. It boils down to the question of who
is going to win. It boils down to a very minor matter.


sought-after - being searched for; "the most sought-after item was the silver candelabrum"

15. hku graduates well sought after by
employers
香港大学毕业生抢手


Redundant expressions

In writing, redundancy means conveying the same meaning twice.Like other kinds of wordiness, redundancy makes writing seem cluttered. Sometimes people use redundant expressions because they don't know the precise definition of a word. For example, close proximity is redundant because proximity by itself meansnearness. Ask yourself: Is there any other kind of nearness than close nearness? Other times people use redundant expressions because they don't pay attention to what they are writing: small in size, few in number, or red in color.


Wordiness, Wordiness, Wordiness List

William Shakespeare ( 1564.4 - 1616.4.23 aged 52 )

"Therefore, since brevity is the soul of wit,
And tediousness the limbs and outward flourishes,
I will be brief."


所以, 既然简洁是智慧的灵魂,

冗长是肤浅的藻饰,

我还是把话说得简单一些吧。

—Shakespeare ( Hamlet, act 2, scene ii, lines 96-98 )

The world has only so much space. When you write, your job is to use that space carefully. Here are some quick tips: find the right word and use it; when in doubt, cut it out; edit your work like it was written by someone you don’t like; use an active rather than passive voice. But in the end, the general principle is simple: if you’ve heard a phrase more than a couple of times, and it isn’t key wording, essential in carrying meaning, or definitive in some way, try to get rid of it.
You can get a good start by trying to avoid the following:
    • there is/are/was/were
    • it is/was
    • that is/are/was/were
    • which is/are/was/were
    • who is/are/was/were
You can also try to dump what I call "wazzle" (waffling and fuzzy) words, like "absolutely," "actually," "aspects," “basically," "definitely," "entirely," "extremely," "overall,"  "quite," "really," "situation," "truly," "ultimately," "virtually," and "very." "Could," "should," and "would" are also sometimes wazzlers.
Watch out, too, for overuse of "therefore," "thus," "however," "moreover," "consequently," "nevertheless," and "hence." Save them for important turns or moments in your writing. When overused, they lose impact.
Here's an analogy. Think of your writing in the same way you think about all the stuff you own. Now think of having a yard sale. What you put into your yard sale are the useless things that have been taking up space and that you have been stumbling over. At first you feel a little remorse in seeing it all go, but then, with your new, uncluttered world, you feel clean and nimble. And to complete the analogy: if no one buys your yard sale stuff, you take it to the dump.
Before you go through the list, here is a challenge to put you in an anti-periphrastic mood. See how much of the following sentence, all forty-six words of it, that you can cut:
Due to the fact that access to internet resources are actually at the present time very easy to access in many places, the vast majority of users seek to have those kinds of devices that are most easy to carry around with them wherever they go.

Idioms & Phrases

to start with
Also, to begin with . In the first place, initially, as in We'll notify him by email
to start with , or To begin with, they haven't paid their taxes in years . The first term
dates from the second half of the1800s, the variant from the mid-1500s.

look into

To inquire into; investigate: The police looked into the disturbance.


您好!
百忙之中麻烦您了,附件如果打不开您就把下面的内容复制到word再修改吧。其实里面还少倒数第二段,写的不太好正在让编辑修改中,但是大概的框架是这样。请您有时间帮我看看吧,谢谢您!


您直接看这份完整版的吧,上封邮件里没有倒数第二段的,如果您打不开附件就直接看下面我复制来的也可以的。

麻烦您多给些意见,谢谢您!

先谢谢您帮我修改的这么精致!用词和语言都非常准确,比我原来的好很多呢。

等您有时间回国了一定当面感谢。
祝您工作顺利,have a

nice day!

Personal Statement for Program of Science in Finance


Born in a family of business, I have exposure to a topflight business circle my father, a successful entrepreneur, established in the past decades. Frequent business contacts and charity parties have endowed me with sharper business sense, good concept of investments and sensitive judgment for market. To experience the real business world, therefore, I cooperated with my like-minded friend and started my small business in summer vacation in 2010, selling nontoxic environmental-friendly water-soluble nail polish in night market that was still a gap in the market at that time. The brand-new business opportunity and targeted marketing strategy indeed brought me ever increasing customers but narrow margin because of higher purchase cost. Since the project has the prospective development potential, I wonder whether it is possible to create and operate my own brand. In order to solve the problem of funds, I submitted a loan application to the bank but was rejected owing to the lack of fixed income and formal financial statements. Turning to my father, however, I was also refused. "My girl, the rational investment is based on comprehensive market research, data analysis, risk prediction and control rather than intuitive judgment. In your subsequent few-years study of International Finance, you will gradually perceive the philosophy of investment."
So far, my father's significant words are still lingering in my mind and hence I am striving for my career goal, to be a highly qualified practitioner in investment and financing. Being educated at University Malaysia Sabah majoring in International Finance, I have not only mastered solid theoretical knowledge and necessary skills such as financial software operation, data analysis, presentation, but also gained more experience in real-life financial community as the stress was laid upon the integration of theory with practice. In the summer holiday in 2011, I embarked on an internship lasting a month and a half in Bank of Hebei. Starting from the most basic bank business, I assisted the lobby manager to complete the work of front desk including helping clients fill out forms, providing advisory services, maintaining order and so on, during which I dramatically improved my communication skills and work attitudes towards details.
Two weeks later, entering into Synthesizes Business Department, I commenced learning SME loan audit business with senior staffs and was gradually familiar with the basic workflow, business operations, and relevant considerations, and more importantly, my ability in analysis and judgment was constantly enhanced in practice. For instance, once, after analyzing a fox-breeding enterprise's financial statements showing good income and high rate of return on investment, I thought it accorded with our lending standards. Then, senior workers reminded me that we should look into the problems hidden behind the financial data and take various factors into consideration. Through field research and cash flow analysis, it turned out that this feeding enterprise spent more money on the fox's disease prevention and control, which caused a greater loan risk. This experience let me realize more that through corporate financial data, a wide range of information such as market prospects, enterprises' operating conditions, potential risks and so on can be dug out, allowing us to timely adjust their developmental strategies and to avoid risks for enterprises. To establish my own financial consulting firm for Chinese enterprises, especially SMEs, I hope your program can equip me with more financial analysis skills and methods.
My work experience in financial products has seen increase during my internship in Standard Chartered Bank in 2012. Assigned to the finance department, I have made a meticulous study of the brochure of financial products and provided customers with basic financial advisory services. During this period, it was essential for me not only to figure out the characteristics of diversified financial products, the rate of return, and suited customer groups, but also to quickly understand clients' genuine needs and recommend targeted products. Whereas, some unreasonable designs of the current instructions of financial products were found, which would result in clients' failure to intuitively comprehend the trend of financing yield and correspondingly, the decrease of market reaction. Thus, in cooperation with the team and related departments, I calculated the ratio of inputs and outputs in recent years, and drew the yield curve taking advantage of the financial analysis methods, which helped to improve and revise the product prospectuses. Although this fulfilling internship to a certain extent has enhanced my competence in handling banking business, marketing techniques, interpersonal skills, it has also reminds me of the insufficiency of my knowledge in investment analysis and market risk evaluation, which more confirms my determination to study in your program.
In colorful university life, I also concentrate on developing my leadership and ability of planning, preparing me to become a more competitive applicant for your program. As the first international student in Students' Union of the college, I, the Exco International, often communicated with friends of diverse cultural backgrounds and execute planning activities. The most impressive activity was the FAMILY DAY that attracted a lot of international students from different countries to cook fine food and make handicrafts for sales on the scene, which greatly promoted multi-cultural exchanges and enriched our campus life. I had my eyes on the whole organization process involving ground rent, marketing planning, order maintenance, bookkeeping and so on, and accordingly my comprehensive strength was reinforced. Bearing the business morality in mind, we ultimately donated all the money we have earned to a local primary school for charity.
Your program is extremely absorbing for me owing to the following reasons. First and foremost, your program will furnish me with some core courses pertinent to professional investment analysis, financial management and mathematics that I crave for. By learning those courses, my faculty of financial venture will be enhanced and my understanding for the financial industry will become more profound. For another, those capabilities including data analysis ability and communication skills on which I lay much emphasis will be further developed in your program. Last but not the least, your program will provide me with lots of practice opportunities, which can further strengthen my ability of exerting theory to solve practical financial problems as well as that of investment decision making in real situation. I do hope I can become a qualified professional in the field of finance with both sound specialism and skills at promoting his own business, paving the way for my career path.
Upon completion of the program, I will firstly work in a well-known investment bank, specializing in corporate business. At the same time, I will sit for CFA and pass all the subjects three years later. In virtue of this international platform, I hanker for accumulating more professional ability in enterprise data analysis, investment decision-making and risk control, paving the way for my long-term career goal. After gathering sufficient experience in corporate investment, instead of taking over my father's business, I will consider setting up my own financial consulting company and providing SMEs with professional services covering investment, banking, financing and law. I hold the firm conviction that in your program, I am able to gain the driving force for greater career development and understand the true philosophy of investment.

Personal Statement - for the Program of Science in Finance
Personal Statement - for the Master of Science in Finance program
Born into a family of businessman, I have all along had
found myself immersed in a kind of an inspirational
enterprise culture my father, a successful entrepreneur,
established in China decades ago and has fostered ever
since. Getting involved in frequent business contacts
and charity parties has endowed me with a sharp
business sense, shrewd concept of investments and
sensible judgment for the relevant market.
In an effort to gain real-world business experience on
my own, I started my small business by collaborating
with my like-minded friend in the summer vacation of
2010, selling nontoxic eco-friendly water-soluble nail
polish in a local night market when the item still was
hardly available at the time. The fresh business
opportunity and target marketing strategy indeed
brought me with ever-increasing customers on one
hand as previously expected, but a narrow margin of
profit on the other, due to higher purchasing cost.
Since the project promised so well for further
development, an idea occurred to me, why not create
and market my own brand of it. In order to solve the
problem of start-up funds, I submitted a loan application
to a local bank, only to be rejected later owing to the
lack of fixed income and formal financial statements.
Turning to my father for help, however, I was also
declined. "My girl, the rational investment is based on
comprehensive market research, data analysis, risk
prediction and control rather than intuitive judgment.
In your subsequent few-years study of international
finance, you will gradually perceive and apprehend the
true investment philosophy."
Up to now, my father's thought-provoking remarks are
still lingering in my mind, encouraging me to strive to
be a highly qualified practitioner in investment and
financing.
Being educated at University Malaysia Sabah majoring
in International Finance for ? years, I have not only
mastered solid theoretical knowledge and necessary
skills such as financial software operation, data
analysis, presentation, but also accumulated more
experience in real-life financial community while the
actual stress was laid upon the course of the
integration of theory with practice.
In the summer holidays in 2011, I embarked on an
internship lasting a month and a half in the Bank of
Hebei in China . Starting from the most basic banking
business, I assisted a lobby manager in completing the
work of front desk inclusive of helping clients fill out
forms, providing advisory services, maintaining order
and so on, during which I made great improvements in
my communication skills and professional
conscientiousness with regard to minute details.
A couple of weeks later, entering a comprehensive
business department, I began to learn SME (small and
medium-sized businesses ) loan auditing business with
senior staffs and familiarized myself step by step with
the fundamental workflow, transactional operations,
and relevant procedures, more importantly, my abilities
in financial analysis and judgment were constantly
enhanced in practice. For instance, once, after
examining a fox-breeding enterprise's financial
statements which showed good revenue and high rate
of return on investment on the surface, I thought it
accorded with our lending criteria. Then, senior
workers came to remind me that we should look into
the problems hidden behind the financial data and take
various factors into consideration. Through field
research and cash flow analysis, it turned out that this
feeding enterprise spent an excessive amount of money
on the foxes’disease prevention and control, over which
a great bad loan risk loomed large actually. This
experience deepened my awareness that through
corporate financial data, a wide range of information
such as market prospects, enterprises' operational
conditions, potential risks and so forth can be dug out
accordingly, enabling us to timely adjust their
developmental strategies and to avoid risks ahead for
enterprises.
To set up my own financial consulting firm for Chinese
enterprises, particularly SMEs, it is my firm belief that
your program certainly can equip me with more
professional financial analysis skills and approaches.
My work experience in rendering financial products
service has seen an impressive increase during my
internship in Standard Chartered Bank in 2012.
Assigned to the finance department, I made a meticulous
study of the brochure of financial products and provided
customers with basic financial advisory services. During
that period, it was essential for me not only to  figure out
the characteristics of diversified financial products, the
rate of return, and applicable customer groups, but also
to quickly understand clients' genuine needs and
recommend target products appropriately. At times,
due to some unreasonable design of the current
instructions of financial products, clients in general
were prone to fail to timely discern and comprehend
the trend of high-yield financing, giving rise to the
decrease of market reaction (??). Discovering
circumstances like this, in cooperation with the team
and departments related, I took the initiative to have
calculated the ratio of inputs and outputs in recent
years, and drew a yield curve by means of the
financial analytical methodology, hence helping to
improve and revise the product prospectuses in
question.
Although this fulfillment of internship, to a certain
extent, has augmented my competence in handling
banking businesses, marketing techniques and
interpersonal skills, it has also alerted me on the
insufficiency of my knowledge in various kinds of
investment analysis and market risk evaluation, this
further fortifies my determination to pursue my
graduate studies in your academic program.
Living a colorful life on campus, I was also keen on
developing my leadership skills and planning ability,
preparing myself to become a more competitive
applicant for your program. As a first international
student in Students' Union of the college, I, the Exco
International (?), kept communicating with friends of
diverse cultural backgrounds, planning and executing
extracurricular activities from time to time.
One of the most impressive events was the Family Day
that attracted a great number of international students
from different countries to cook delicious food and
make handicrafts for sale on the scene, which greatly
promoted multi-cultural exchanges and enriched our
campus life. I was in charge at the time having my eyes
on the entire organization process involving venue
renting, sales planning, order maintenance, bookkeeping,
etc., which, consequently, heightened my comprehensive
capability. Keeping business ethics in mind, we donated
all the proceeds we had earned to a local primary school
for charity afterwards.
Your program is extremely absorbing to me owing to the
following reasons. First and foremost, it will furnish me
with all the indispensable core courses pertinent to
professional investment analysis, financial management
and mathematics that I crave for. By acquiring those
courses, my faculty of financial venture will be elevated
and my understanding of the financial industry will be
more profound. Secondly, those capabilities including
data analysis ability and communication skills on which
I lay much emphasis will be further developed in your
program. Last but not the least, your program will provide
me with lots of practice opportunities, which can further
strengthen my ability of exerting theory to solve practical
financial problems as well as those of investment decision
making in real situation. I do hope I can become a qualified
professional in the field of finance with both sound specialty
and skills, working diligently to blaze a trail for my career
in the years to come.
Upon completion of the program, I intend to work in a well-
known investment bank specializing in corporate
businesses at first. At the same time, I will sit for the CFA
exams and pass all the courses required three years later.
In virtue of this international platform, I hanker for
accumulating more professional ability in corporate data
analysis, investment decision-making and risk control,
paving the way for my long-term career goal.
After gathering adequate experience in corporate
investment, instead of taking over my father's business, I
will contemplate setting up my own financial consulting
company for providing SMEs with professional services
covering investment, banking, financing and legal affairs.
I hold the firm conviction that having an opportunity of
studying in your program will surely enable me to gain
the driving force for greater career development and a
better understanding of the essence of the philosophy
of investment.



Much More Better ?

A lot better than something or someone else can be
used by anyone, however it is used by Captain Jack Sparrow

in Pirates of the Caribbean: Dead Man's Chest.


Crew: It's a key?

Jack: No, It is even much more better...
It is a drawing of a key.

What is the difference between much better and more better?

"Better" is an adjective, a description word. It's the comparative
form of "good." Good, better, best. It is called the comparative form
because it compares things: we say something is "better than"

something else.


"Much" is an adverb and modifies an adjective. "Much better" is a

meaningful expression because we can talk about "better"
comparisons as a matter of degree--somewhat better, a little better,

much better, a lot better.


"More" is another adjective, and it's another comparative adjective.

It has the same job as "better." It can't modify "better." They are two
things of the same kind, and you can use one or the other but not both.
Put another way, "more better" is redundant because the meaning of
"more" is already in the word "better." "Better" really means "more
good."
So the difference is that "much better" is a grammatical expression
that you can use to describe something. "More better" is an
ungrammatical expression. It's okay to say "much better," and it isn't
okay to say "more better."

" much better和 much more better的区别是什么呢?
谢谢!!! "
后者不存在。
因为better是good或well的比较级,而已经是比较级了,不会再有more的,
前者better前的much是修饰better的~~~
从理论上说, better 已经是good的比较级了,所以,正规用法不用 more
better.
而 much  better / a lot better只是说明程度,就是好太多的意思。
如果你遇到有人说 much more better,第一,说的人犯了一个语法错误,
譬如船长杰克 “ It is even much more better ... It is a drawing of
a key " 和印度尼西亚女作家 Toba Beta;第二,故意这么错说,以强调,
真的好很多。
用过去式表示的虚拟语气
在虚拟条件句中的运用
1. 与现在事实相反:条件句的谓语动词用一般过去式(be一般用were) ,主句谓语用would /should /could /
might +动词原形。如:
If I were you, I would never do that. 如果我是你,我决不做那件事。
If it weren’t for (=But for) your help, I would still be homeless. 若不是你帮忙,我现在还是无家可归。
If I had more money, I would buy a car. 我要是有再多一点钱,我就买汽车了。
:在口语中,在第一、三人称后,也有人用was。如:
If I was(were) rich, I would buy a car. 我要是有钱,我就买汽车了。
2. 与将来事实相反:条件句中的谓语可用一般过去式、或者“were to /should+动词原形”,主句谓语用would /should /could /might +动词原形。如:
If it rained/should rain/were to rain tomorrow, I would not go there. 要是明天下雨,我就不去那里。
3. 与过去事实相反:条件句的谓语动词用过去完成式,主句谓语用would /should
/could /might + have +过去分词。如:
If he had taken my advice, he might not have made such a bad mistake. 要是他当初
听从我的劝告就不会犯这么严重的错误了。
If it hadn’t been for Margaret, I might not have understood. 要不是有玛格丽特,我
可能还不明白。
注:若虚拟条件句中有were, should, had时,可省略if,将were, should, had移至
主语前。如:
Were I you, I would never do that.
Should it rain tomorrow, I wouldn’t go there.
Had it not been for Margaret, I might not have understood.
在错综时间虚拟条件句中的运用
虚拟条件句与主句谓动词发生的时间有时不一致,要注意主从句谓语动词的形式。如:
If you’d listened to me, you wouldn’t be in such trouble now. 如果你当初听了我的话,你现在也不会有这样的麻烦了。
在含蓄虚拟条件句中的运用
有时只有主句,不出现虚拟条件句,而是用without, with, but for(要不是) 等介词短语,或者用but, or, otherwise等副词或连词,或者用不定式或分词短语等来表示虚拟条件。如:
But for (=if it had not been for ) your help, I wouldn’t have been successful. 要是没有你的帮助,我就不会成功。
I was so busy then, otherwise, I would have helped him. 我当时很忙,要不然,我会帮助他的。
We couldn’t have finished it without Mary. 如果没有玛丽,我们是不能按时完成这个工作的。
To hear him talk (=If you could hear him talk…) , you’d think he was Prime Minister. 听他讲话你会以为他是首相。
Given more time, I could have done it better. 要是多给一点时间,我会做得更好。
wish, if only, as if, would rather等后的从句中
这些从句的谓语动词的形式是:若与现在或将来事实相反,用一般过去式(动词be一律用were)
与过去事实相反,用过去完成式。如(www.yygrammar.com)
I wish it were spring here all the year round. 但愿这里四季如春。
I wish I hadn’t wasted so much time. 但愿当初不该浪费这么多时间就好了。
If only she would go with me! 她要是愿意和我一道去就好了!
If only I had listened to my parents! 我要是听了我父母的话就好了。
Li Ming speaks English as if he were an American. 李明说英语好像是美国人。
I would rather he came tomorrow. 我宁愿他明天来。
I’d rather he hadn’t told me about it. 我宁愿他没告诉我这事。
as if/as though引导的从句若是事实,就不必用虚拟语气。如:
It looks as if it is going to rain. 看起来要下雨的样子。
as if/as though引导的从句中
He speaks English as though he were an American. 他说英语跟美国人差不多。
It’s time that…that从句的谓语动词
It is time that we got ready for the final examination. 该是我们为期末考试做准备的时候了。

虚拟语气的倒装形式
请看典型考题:
__________ your address,I would have written to you.
A. Did I know B. Were I to know
C. Had I known D. If I should know
此题应选 C。这是虚拟语气的倒装形式。当虚拟条件句中含有 were,had,should,could等动词时,
可以将if省略,然后将 were,had,should,could 等词移至句首:
1. If he should fail,he would kill himself.
→Should he fail,he would kill himself.
万一失败,他就会自杀。
2. If I were you,I would do it at once.
→Were I you,I would do it at once.
假若我是你,我就会马上做。
3. If I could do it,I would.
→Could I do it,I would.
要是我能做此事,我一定会做。
4. If he had seen you yesterday,he would have asked you about it.
→Had he seen you yesterday,he would have asked you about it.
他昨天要是看到了你,他就会问你这事了。
顺便说一句,以上移至句首的 had不一定是助动词,如果是实义动词也可倒装
If he had money,he would buy a car.
→Had he money,he would buy a car.
他要是有钱,他就会买一辆小车。

If you had been in my shoes, you might have done it. 如果当时你是站在我的立场,你可能会做这件事。
→As you were not in my shoes, you didn’t do it. 因为当时你不是站在我的立场,所以你没有做这件事。
(2)注意if 从句中had与had had的区别:
① 在“if + 主语 + had + 名词”的结构中,had为一般过去时动词,译成“有”,此为表示与现在事实相反的
虚拟语气。主句中置一般过去时的助动词即可。
If he had(一般过去时动词)money, he would buy a car. 如果他有钱,就会买车了。
② 在“if + 主语 + had + 过去分词”的结构中,had为过去完成时助动词,译成“曾经”或“已经”,之后置过去
分词,此时为表示与过去事实相反的虚拟语气。主句使用“过去时助动词 + have + 过去分词”。
if he had(助动词) had(过去分词) money,
he would have bought a car.
如果他当时有钱的话,就会买车了。
Notes: adequate tends toward the qualitative and
sufficient toward the quantitative,
so adequate is 'suitable to something'
and sufficient is'enough for something'

What does "minute detail" mean?


It means the very smallest or tiniest detail. It means to look at
something very closely and very thoroughly. It is prounced,
"my-nyute" detail.


hone 1 (hn)
n.
1. A fine-grained whetstone for giving a keen edge to a cutting tool.
2. A tool with a rotating abrasive tip for enlarging holes to precise dimensions.
tr.v. honed, hon·ing, hones
1. To sharpen on a fine-grained whetstone.

2. To perfect or make more intense or effective:

a speaker who honed her delivery by long practice.

Phrasal Verb:
hone in
1. To move or advance toward a target or goal: The missiles honed in on the military installation.
2. To direct one's attention; focus: The lawyer honed in on the gist of the plaintiff's testimony.

[Middle English, from Old English hn, stone; see k- in Indo-European roots. Hone in, alteration of home in.]


hone

1 [hohn] Show IPA noun, verb, honed, hon·ing.
noun
1.
a whetstone of fine, compact texture for sharpening razors andother cutting tools.
2.
a precision tool with a mechanically rotated abrasive tip, forenlarging holes to precise
dimensions.

verb
(used with object)
3.
to sharpen on a hone: to hone a carving knife.
4.
to enlarge or finish (a hole) with a hone.
5.
To make more acute or effective; improve;
perfect: to hone one's skills.

Origin:
before 950; Middle English (noun); Old English hān stone, rock;cognate with Old Norse
hein hone; akin to cone

College Application Personal Statement Writing

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Definition of enterprise culture

General Management

attitudes and behavior fostering bold undertakings

an organizational or social environment that encourages and makes possible initiative and innovation. An organization with an enterprise culture is usually more competitive and more profitable than a bureaucracy. Such an organization is believed to be more rewarding and stimulating to work in. A society with an enterprise culture facilitates individuality and requires people to take responsibility for their own welfare. Conservative governments in the United Kingdom during the 1980s and 1990s promoted an enterprise culture by introducing market principles into all areas of economic and social life. These included policies of deregulation of financial services, privatization of utilities and national monopolies, and commercialization of the public sector. The enterprise culture is now supported by both main political parties.



What is the difference between the words inspiring and inspirational? In which context should one choose one over the other?


One difference is that inspiring always means that someone is inspired, whereas inspirational can also be used in compounds where it means only that something is intended to inspire; an inspirational speaker (or "motivational speaker"), for example, is someone whose job is to give speeches that are intended to inspire, without regard for whether they succeed (so "boring inspirational speaker" is not a contradiction in terms), and similarly, an inspirational poster (or "motivational poster") is a poster that is (supposedly) intended to inspire positive qualities, but I don't think it generally succeeds. But this use is non-predicative; in "the speaker was inspirational" (predicate adjective) or "a very inspirational poster" (modified by very), that meaning is not available, so in these cases inspirational just means inspiring.



1sub·li·mate

transitive verb ˈsə-blə-ˌmāt
sub·li·mat·edsub·li·mat·ing

Definition of SUBLIMATE

1
a : sublime 1
b archaic : to improve or refine as if by subliming
2
: to divert the expression of (an instinctual desire or impulse) from its unacceptable form to one that is considered more socially or culturally acceptable
sub·li·ma·tion noun

Examples of SUBLIMATE


She sublimated her erotic feelings into a series of paintings.

I sublimated my grief at the death of my mother by throwing myself into my work.

Origin of SUBLIMATE

Middle English, from Medieval Latin sublimatus, past participle of sublimare
First Known Use: 15th century

sub·li·mate (sbl-mt)
v. sub·li·mat·ed, sub·li·mat·ing, sub·li·mates
v.tr.
1. Chemistry To cause (a solid or gas) to change state without becoming a liquid.
2.
a. To modify the natural expression of (a primitive, instinctual impulse) in a socially acceptable manner.
b. To divert the energy associated with (an unacceptable impulse or drive) into a personally and socially acceptable activity.
v.intr. Chemistry
To transform directly from the solid to the gaseous state or from the gaseous to the solid state without becoming a liquid.

[Latin sublmre, sublmt-, to elevate, from sublmis, uplifted.]
The American Heritage® Dictionary of the English Language, Fourth Edition copyright ©2000 by Houghton Mifflin Company. Updated in 2009. Published by Houghton Mifflin Company. All rights reserved.
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sublimate [ˈsʌblɪˌmeɪt]
vb
1. (Psychology) Psychol to direct the energy of (a primitive impulse, esp a sexual one) into activities that are considered to be socially more acceptable

2. (tr) to make purer; refine
n
(Chemistry) Chem the material obtained when a substance is sublimed
adj
exalted or purified
[from Latin sublīmāre to elevate, from sublīmis lofty; see sublime]
sublimable [ˈsʌbləməbəl] adj
Collins English Dictionary – Complete and Unabridged © HarperCollins Publishers 1991, 1994, 1998, 2000, 2003
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loom 1 (lm)

intr.v. loomed, loom·ing, looms

1. To come into view as a massive, distorted, or indistinct image: "I faced the icons that loomed through the veil of incense" (Fergus M. Bordewich). See Synonyms at appear.
2. To appear to the mind in a magnified and threatening form: "Stalin looms over the whole human tragedy of 1930-1933" (Robert Conquest).
3. To seem imminent; impend: Revolution loomed but the aristocrats paid no heed.

n.

A distorted, threatening appearance of something, as through fog or darkness.


锐意改革:   Be keen on reform

周末愉快,各位看官 ! 请欣赏日本作曲家

作曲、



听上去以为是



日本军歌、韩寒导演的首部电影《 后会无期 》插曲



                      東極島島歌

https://www.youtube.com/watch?v=pfD6DDAYZFg


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