实际点儿吧，如果你只用medicare，就不能期待好的牙医保险。

Regular medicare没有牙医保险，只有MA有牙医保险，比较起来，这个plan的牙医保险已经很不错了。

Cigna Dental Care Plan Customer information guid 有关于implant的coverage。

每个人都根据自己的需求选择，我的牙齿很好，不需要复杂治疗，所以这个plan已足矣。

Those are coverages from your last reply.

"Restorative – fillings, crowns " No implant.

"Prosthodontics – dentures (removable only), partials (removable only)," removable means not perminent. Not implant.

"Periodontics – scaling and root planing, full mouth debridement, maintenance ". Are there extra periodontists' services?

The best benefit of medicare advantage plans is the dental plan. So finding a good dental plan is a good idea.

你从哪里得到的这些？

Medicare Advantage 是HMO，只包括network services。

下面copay最大值是你最多的自付额。

Comprehensive Dental Services：

Non -routine Services $0 – $285 copay

Diagnostic Services $0 copay

Restorative Services $0 – $550 copay

Endodontics $0 – $675 copay

Periodontics $0 – $595 copay

Extractions $0 copay

Prosthodontics/oral surgery $0 – $615 copay

Maximum Coverage Amount $20,000 combined allowance for routine preventive and comprehensive dental services every year

$20000 is just name-only. No implant coverage. No outside network visit.

Coverage of "Periodontics – scaling and root planing, full mouth debridement, maintenance " actually is regular deep cleaning, performed by a general dentist not a periodontist. It does not cover periodontal surgery.

Dental services (Routine) This plan provides additional dental coverage not covered by Original Medicare. We cover the following routine preventive dental services: ? Oral Exam – periodic oral evaluations and limited/comprehensive exams ? Prophylaxis (cleaning) ? Bitewing X-ray ? Intraoral Periapical X-ray ? Full mouth panoramic X-ray or intraoral complete series We cover the following routine comprehensive dental services: ? Restorative – fillings, crowns ? Periodontics – scaling and root planing, full mouth debridement, maintenance ? Extractions ? Prosthodontics – dentures (removable only), partials (removable only), adjustments, relines and repairs ? Oral Surgery – removal of impacted teeth, fistula closure, closure of sinus perforation, alveoloplasty, incision & drainage of abscess, excision of hyperplastic tissue ? Endodontics – some services covered There are limitations on the number of covered services within a service category. Frequency limits vary depending on the type of covered service. Some exclusions may apply. See your Cigna Dental Plan Information Guide for details on covered services. Routine preventive and comprehensive dental services must be obtained from a provider in Cigna’s Dental Care network. Services obtained from vendors outside this network are not covered.

包括洗牙和其他等服务。一般项目全包，有些项目有自付额。我的牙今年没有用牙科服务。EOC上给出每个项目的自付额。

自费多少？

【20000美元的牙科】可以做很多牙科修复服务（restorative services)。

1）全牙的牙周炎清洗手术（$8-9000/min);2)每牙弓假植牙大概$10,000,全牙弓假植牙大概$20,000。

你的保险报销多少?你只费多少？