You seem to be a few years ahead of me :)

Many thanks for all the information here. Happy holidays!

實際點兒吧，如果你只用medicare，就不能期待好的牙醫保險。

Regular medicare沒有牙醫保險，只有MA有牙醫保險，比較起來，這個plan的牙醫保險已經很不錯了。

Cigna Dental Care Plan Customer information guid 有關於implant的coverage。

每個人都根據自己的需求選擇，我的牙齒很好，不需要複雜治療，所以這個plan已足矣。

Those are coverages from your last reply.

"Restorative – fillings, crowns " No implant.

"Prosthodontics – dentures (removable only), partials (removable only)," removable means not perminent. Not implant.

"Periodontics – scaling and root planing, full mouth debridement, maintenance ". Are there extra periodontists' services?

The best benefit of medicare advantage plans is the dental plan. So finding a good dental plan is a good idea.

你從哪裡得到的這些？

Medicare Advantage 是HMO，只包括network services。

下面copay最大值是你最多的自付額。

Comprehensive Dental Services：

Non -routine Services $0 – $285 copay

Diagnostic Services $0 copay

Restorative Services $0 – $550 copay

Endodontics $0 – $675 copay

Periodontics $0 – $595 copay

Extractions $0 copay

Prosthodontics/oral surgery $0 – $615 copay

Maximum Coverage Amount $20,000 combined allowance for routine preventive and comprehensive dental services every year

$20000 is just name-only. No implant coverage. No outside network visit.

Coverage of "Periodontics – scaling and root planing, full mouth debridement, maintenance " actually is regular deep cleaning, performed by a general dentist not a periodontist. It does not cover periodontal surgery.

Dental services (Routine) This plan provides additional dental coverage not covered by Original Medicare. We cover the following routine preventive dental services: ? Oral Exam – periodic oral evaluations and limited/comprehensive exams ? Prophylaxis (cleaning) ? Bitewing X-ray ? Intraoral Periapical X-ray ? Full mouth panoramic X-ray or intraoral complete series We cover the following routine comprehensive dental services: ? Restorative – fillings, crowns ? Periodontics – scaling and root planing, full mouth debridement, maintenance ? Extractions ? Prosthodontics – dentures (removable only), partials (removable only), adjustments, relines and repairs ? Oral Surgery – removal of impacted teeth, fistula closure, closure of sinus perforation, alveoloplasty, incision & drainage of abscess, excision of hyperplastic tissue ? Endodontics – some services covered There are limitations on the number of covered services within a service category. Frequency limits vary depending on the type of covered service. Some exclusions may apply. See your Cigna Dental Plan Information Guide for details on covered services. Routine preventive and comprehensive dental services must be obtained from a provider in Cigna’s Dental Care network. Services obtained from vendors outside this network are not covered.

包括洗牙和其他等服務。一般項目全包，有些項目有自付額。我的牙今年沒有用牙科服務。EOC上給出每個項目的自付額。

自費多少？

【20000美元的牙科】可以做很多牙科修復服務（restorative services)。

1）全牙的牙周炎清洗手術（$8-9000/min);2)每牙弓假植牙大概$10,000,全牙弓假植牙大概$20,000。

你的保險報銷多少?你只費多少？